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Month: March 2019

Dry Relay Loan: Rate and Calculation of the Cost of Credit

Operation We speak of dry relay loan when it is not associated with a depreciable credit. It is then the only loan participating in the purchase of housing. Its duration is identical to a classic relay credit, ie two years maximum. This situation arises especially when the estimated price of the old dwelling, possibly increased […]

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Steps To Know If I Have Debts With The Treasury: Microcredits And Personal Loans

    If you are interested in applying for financing, as a freelancer or as a company, but you have the doubt of whether you are up to date with your payments or if you have debts with the Treasury, we will explain how to resolve the doubt and proceed with your request. It is […]

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Balance of 80% – Debts: Did You Know That They Can Be Reduced?

  Example of a settlement and balance from € 74,500.00 to € 15,000.00 Transaction in Balance and Excerpt. What does it mean? We have already explained the meaning of balance and excerpt in another article. To put it briefly and in relation to the topic here discussed, we can define it this way: This is the […]

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Bankruptcy of debtor payments on a consolidation loan

The conditions for insolvency contravention of payments by the debtor on a consolidation loan were currently dealt with by the Superior Court of Appeals in Berlin: According to section of the Insolvency Act, a legal act which the debtor has made in the last ten years prior to the application for insolvency proceedings or after this […]

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I made a loan and I did not pay. And now, what happens?

You made a payroll loan or a credit operation and saw that you will not be able to pay. The first question that goes through your mind, of course, is “I made a loan and did not pay… what happens now?”. Failure to pay a debt has some consequences for the debtor. This text will […]

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What is the refinancing of the loan?

The loan refinancing service appeared relatively recently in many loan companies and probably that is why it is still not well known among people taking loans on the Internet. Meanwhile, it is worth knowing about it, because it is a good way to avoid many problems if you can not repay the loan within the […]

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